Learn how to turn your savings into a paycheck for life in our "Savvy Lifetime Income Planning" seminar.

Discover how annuities, life insurance, investments and Social Security can work together to give you guaranteed income you can’t outlive. Walk away with a 40+ page Savvy Lifetime Income Planning Workbook designed to help you build lasting financial security.
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Major Retirement Challenges

LONGEVITY RISK

Ensure your savings last throughout your retirement.

INCOME UNCERTAINTY

Learn how to create consistent income and manage your assets.

HEALTHCARE COST

Prepare for the potential impact of rising healthcare expenses.

TAX IMPACT

Protect your overall portfolio from the impact of future tax increases.

INFLATION IMPACT

Protect the purchasing power of your assets against inflation.

Why you should attend

Sponsored by Bay Area College Planning/Gerna Benz

1. Expert Guidance

Learn from seasoned professionals specializing in lifetime income and retirement planning.

2. Strategic Insights

Discover how annuities and life insurance can work as your private pension.

3. Personalized Approach

Understand how to integrate Social Security benefits into your overall plan.

LIMITED SPOTS ARE AVAILABLE

One Eleven One Ninety
111 Deerwood Rd,

Ste 190,
San Ramon, CA 94583


The conference room is located on the first floor.

Thursday, September 11

6:00 PM - 7:15 PM

Friday, September 12
1:00 PM - 2:15 PM

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YOU CAN BRING ALONG A GUEST TO ATTEND THE WORKSHOP FOR FREE!

Session Topics

Annuities & Life insurance as private pension
  • Explore how annuities and properly structured life insurance can provide consistent, reliable income throughout retirement. You will learn how these tools work together as your personal pension plan, giving you peace of mind and protection against outliving your savings.
Maximizing Social Security Benefits
  • Timing and coordination matter. We will walk you through strategies to maximize Social Security while blending it with other income streams for a well-rounded plan. You will leave with a clear understanding of how to fit Social Security into your retirement puzzle.
Tax-Advantaged Accounts
  • Maximize the growth and efficiency of your retirement savings by leveraging tax-favored accounts. From IRAs to employer-sponsored plans, you’ll see how to reduce taxes and keep more of what you have worked hard to earn.
The Retirement Landscape
  • Get an overview of today’s retirement environment, including economic trends, inflation concerns, and challenges unique to retirees. Understanding the bigger picture helps you make more informed decisions about your financial future.
Income Generation Strategies
  • Learn proven methods to sustain income that adapts to your needs over time. We will cover ways to balance growth and security so you can retire with confidence and flexibility.
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Keynote Speaker 

Tracy Tamura, CLU®️, ChFC®️, ABFP™️

Holistic Financial Planner | Retirement Income Strategist | Legacy & Charitable Giving Advocate


Tracy brings decades of experience helping individuals and
families create retirement income strategies they cannot outlive. Her
holistic approach blends growth, risk management, and tax optimization -
ensuring clients preserve more of their hard-earned money, enjoy financial
confidence, and leave the legacy they envision.

She works alongside a trusted network of estate attorneys,
tax professionals, and Medicare experts so every piece of your financial
picture fits together seamlessly. Recently, Tracy earned the Accredited
Behavioral Financial Professional™️ designation, which combines her passion
for finance with the science of human behavior in service of helping clients
make smarter, more confident financial decisions.

Beyond her professional achievements, Tracy treasures her
newest role: grandmother. She believes financial planning is not just
about money - it is about building security that allows you to truly savor
life’s most meaningful moments.