Social Security Hana Gardens Senior Center

Build a stronger financial future through strategic Social Security decisions during our seminar 'Savvy Social Security and Lifetime Income Planning'

Take control of your financial future and make informed decisions that could increase your lifetime benefits. Participants will receive a comprehensive Savvy Social Security and Lifetime Income Planning Guide with actionable strategies and implementation tools.

Why you should attend

1. professional insights

Gain knowledge from seasoned financial professionals with deep expertise in Social Security strategies.

2. Strategic planning

Learn actionable strategies to maximize your Social Security benefits.

3. Personalized ADVICE

Understand how to tailor Social Security decisions to your unique situation.

LIMITED SPOTS ARE AVAILABLE

Hana Gardens Senior Center
10870 San Pablo Ave.,

El Cerrito CA 94530

Friday, February 27

11:00 AM - 12:30 PM

Saturday, February 28

11:00 AM - 12:30 PM

Major Retirement Challenges

MAXIMIZING BENEFITS

Understand the best time to claim Social Security to get the most out of your benefits.

COMPLEX CALCULATIONS

Navigate the complexities of how benefits are calculated and adjusted.

TAX IMPLICATIONS

Manage the tax impact on your Social Security income.

COORDINATING WITH OTHER INCOME

Integrate Social Security with other retirement income sources for optimal results.

Session Topics

true value of social security

Go beyond the basics to understand the full impact Social Security can have on your retirement. We’ll explore how these benefits serve as a foundation for lifelong income, the ways they complement other retirement savings, and how strategic planning can maximize their long-term value for you and your family.

Benefit Calculations

Learn how your Social Security benefits are determined based on your unique earnings history. We’ll break down the formulas, explain how your highest-earning years factor in, and show you how to estimate your benefits with greater accuracy. You’ll gain clarity on what to expect, and how to potentially increase your payout.

Optimal Timing

Timing is everything when it comes to claiming Social Security. In this session, we’ll examine the pros and cons of claiming early, waiting until full retirement age, or delaying until age 70. You’ll walk away with insights on how timing affects your monthly checks and your lifetime benefits, helping you make a choice aligned with your retirement goals.

Strategies for Maximization

Discover time-tested strategies to make the most of your Social Security benefits. From spousal and survivor strategies to tax-efficient planning and income coordination, you’ll learn actionable steps to stretch your retirement dollars further and secure greater financial peace of mind.

Planning for retirement?

Let us help you!

At Tandem Financial Advisors, LLC, we believe that not a second of your sleep should be wasted on second thoughts. Our mission is to help clients feel educated, empowered, and excited about their financial decisions. Through a holistic planning approach that integrates growth, risk management, and tax optimization, we help ensure that our clients do not outlive their hard-earned savings, but rather maintain lasting financial confidence, and leave the legacy they envision.

Founders and financial fiduciaries Tracy Tamura and TJ Tamura, a mother-and-son team, are united by a shared commitment to delivering top-tier financial education, particularly within the public sector. Working alongside a trusted network of estate planning attorneys, tax professionals, and Medicare specialists, they recognize that a strong financial plan is never built in isolation... it requires that multiple strategies work together seamlessly.

Tracy and TJ believe that financial planning is about far more than money. It is about building a foundation that allows clients to fully enjoy life’s most meaningful moments.

Tracy Tamura
CLU, ChFC, ABFP
Managing Partner, Financial Planner
- Tandem Financial Advisors, LLC

TJ Tamura

Managing Partner, Financial Planner
- Tandem Financial Advisors, LLC