Social Security Museum of History Benicia

Build a stronger financial future through strategic Social Security decisions during our seminar 'Savvy Social Security and Lifetime Income'

Take control of your financial future and make informed decisions that could increase your lifetime benefits by thousands. All participants will receive a comprehensive Savvy Social Security and Lifetime Income Planning Guide with actionable strategies and implementation tools.

Major Retirement Challenges

MAXIMIZING BENEFITS

Understand the best time to claim Social Security to get the most out of your benefits.

COMPLEX CALCULATIONS

Navigate the complexities of how benefits are calculated and adjusted.

TAX IMPLICATIONS

Manage the tax impact on your Social Security income.

COORDINATING WITH OTHER INCOME

Integrate Social Security with other retirement income sources for optimal results.

Why you should attend

1. Expert insights

Gain knowledge from seasoned financial professionals with deep expertise in Social Security strategies.

2. Strategic planning

Learn actionable strategies to maximize your Social Security benefits.

3. Personalized ADVICE

Understand how to tailor Social Security decisions to your unique situation.

LIMITED SPOTS ARE AVAILABLE

Museum of History Benicia
2024 Camel Rd,

Benicia CA 94510 - Stone Hall

Thursday, October 9

11:00 AM - 12:15 PM

Thursday, October 9

6:00 PM - 7:15 PM

YOU CAN BRING ALONG A GUEST TO ATTEND THE WORKSHOP FOR FREE!

Session Topics

true value of social security

Go beyond the basics to understand the full impact Social Security can have on your retirement. We’ll explore how these benefits serve as a foundation for lifelong income, the ways they complement other retirement savings, and how strategic planning can maximize their long-term value for you and your family.

Benefit Calculations

Learn how your Social Security benefits are determined based on your unique earnings history. We’ll break down the formulas, explain how your highest-earning years factor in, and show you how to estimate your benefits with greater accuracy. You’ll gain clarity on what to expect, and how to potentially increase your payout.

Optimal Timing

Timing is everything when it comes to claiming Social Security. In this session, we’ll examine the pros and cons of claiming early, waiting until full retirement age, or delaying until age 70. You’ll walk away with insights on how timing affects your monthly checks and your lifetime benefits, helping you make a choice aligned with your retirement goals.

Strategies for Maximization

Discover five proven strategies to make the most of your Social Security benefits. From spousal and survivor strategies to tax-efficient planning and income coordination, you’ll learn actionable steps to stretch your retirement dollars further and secure greater financial peace of mind.

Tracy Tamura, CLU®️, ChFC®️, ABFP™️

Holistic Financial Planner | Retirement Income Strategist | Legacy & Charitable Giving Advocate

Tracy brings decades of experience helping individuals and families create retirement income strategies they cannot outlive. Her holistic approach blends growth, risk management, and tax optimization - ensuring clients preserve more of their hard-earned money, enjoy financial confidence, and leave the legacy they envision.

She works alongside a trusted network of estate attorneys, tax professionals, and Medicare experts so every piece of your financial picture fits together seamlessly.

Recently, Tracy earned the Accredited Behavioral Financial Professional™️ designation, which combines her passion for finance with the science of human behavior in service of helping clients make smarter, more confident financial decisions.

Beyond her professional achievements, Tracy treasures her newest role: grandmother. She believes financial planning is not just about money - it is about building security that allows you to truly savor life’s most meaningful moments.